We've built our Ecommerce site, and now we need to implement a payment gateways. I'm just wondering what are the options are there for us? What are the good gateways to use? Both in New Zealand and world if possible.
Also I did this tutorial with Ecommerce, the tutor said Paypal is a payment processor rather than payment gateways, is this true? As my understanding gateways is better than processor. Anyone can give me a bit more detailed info would be appreciated. Any suggestions and advice for choosing gateways?
For NZ based, if you want multi currency support DPS is really the only way to go. Quite expensive at the onset but other ones like Paystation are designed more for local trading. Last I checked Paystation had some limitations that made it unfeasible to work in the US. Paypal (the non hosted one) is quite easy to setup and you don't need a merchant account for it. Otherwise for DPS/Paystation you'll also need a Merchant account through a bank.
I found early on, the best thing to do was to talk to your business banker about options for merchant accounts, they often deal with DPS or Paystation and can explain what the process you need to do is.